Here’s a useful tip found by our friends at Lifehacker…
“Financial weblog Sound Money Tips says that chances are you can lower your credit card interest rate with one simple phone call, especially if you’ve done your homework.
“Before requesting a lower rate from your credit card company, get an idea of your account history (any late payments?), grab your free credit report, school yourself on credit averages, and if you fail… call back. Granted…”Read more HERE.
